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First Midwest Bank (Old National Bank)
Borrow between $2,500 and $25,000 with fixed APRs as low as 8.99%. Flexible repayment terms of 12 to 72 months. No collateral required. Perfect for debt consolidation or emergencies.
First Midwest Bank, now a division of Old National Bank, offers competitive personal loans with fixed interest rates starting at 8.99% APR. Borrowers can choose loan amounts ranging from $2,500 to $25,000. Loan terms are flexible, from 12 up to 72 months, so you can customize your payments for your financial needs. Fixed APR means your payments remain predictable throughout the loan.
Applying is straightforward and convenient. You initiate an application online, at a branch, or over the phone. After entering your personal and financial details, you’ll receive a decision usually within a few business days. If approved, review the terms, accept your offer, and funds are generally disbursed quickly.
How to Apply: Step by Step
- Choose your desired loan amount and term.
- Complete the brief online application or apply at a local branch.
- Submit necessary financial information for review.
- Wait for your approval decision and review your offer details.
- Accept the terms to finalize and receive your funds.
Pros of First Midwest Bank Personal Loans
One major benefit is the ability to lock in a low, fixed APR, which protects against rising rates. The range of loan amounts meets both minor and significant financial needs.
No collateral is required for these loans, making them ideal for consolidating high-interest debt or handling unexpected expenses. The application process is easy and quick.
Cons to Consider
Interest rates and approval are based on your creditworthiness, so not all applicants may qualify for the best terms. There may be an application or documentation fee.
These loans have fixed maximum limits. If you need to borrow more than $25,000, you’ll need to explore other loan options with the bank.
Our Verdict
First Midwest Bank (Old National Bank) personal loans are excellent for those seeking fast funds, predictable payments, and flexible terms. Those with good credit can access low fixed rates, and the application process is extremely user-friendly—worth considering for debt consolidation or large purchases.
